Why Should I Use a Real Estate Agent ... - Marcus Kray, Realtor

Many buyers and sellers ask why they should use at Real Estate Agent. This one is easy.? Whether you are buying or selling a house, the services a Real Estate Agent can provide are extremely valuable.

If you are selling?

Today?s sellers must compete with foreclosures, short sales, and other homeowners trying to sell. An agent can promote your home in a better strategic position than on your own. An agent has many resources at his or her disposal for marketing a house for sale that an owner cannot access.

Among those resources is the local Multiple Listing Service (IRES in Northern Colorado) which will present the listing to virtually all other agents in the area. IRES is also connected to the MLSs in Denver and Colorado Springs, so if you list with an agent here, your home will be seen by agents along the entire Front Range. And when you list on IRES, your home is visible on ColoProperty.com, one of Colorado?s most extensive listing websites.

Managing the appraisal process, inspections, and buyer qualification has become more complicated in a tougher credit market. A good agent is well-connected and maintains a high-quality relationship with all parties involved in the transaction process and effectively communicates throughout the transaction.

One of the most difficult steps to listing a house is determining the sale price. An agent has a number of resources and a high level of expertise in the housing market, and can use that information to provide a detailed Competitive Market Analysis (CMA) of your area to help determine the most likely sale price of your home. Owners listing their home on their own often overestimate the value of the home and sit in wonder when the offers don?t come in. Then they end up calling an agent anyway.

If you are buying?

A good Real Estate Agent is a housing market expert in a particular area. If you have a particular need, an agent should know if there is something available that will fit that need.

There are a number of resources online for finding a home, but none is more valuable than the local MLS. Not every house on the market can be found online, nor can every house be found on the MLS, but a good agent knows every major outlet for finding listings and combines those resources to find the best possible fit for your needs.

In 2011, about 88% of home buyers nationwide used the services of a Real Estate Agent when purchasing their home. Nearly all of those buyers also used the Internet in their home search, but found the services of an agent were very helpful.

?

In short, this is our job. Agents work very hard to research the housing market, become familiar with virtually everything going on in their community, and educate themselves on state and national regulations for selling and buying real estate. Agents are trained marketers and negotiators and are the best resource for finding or selling a home.

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Dozens of Taliban killed in fighting in west Afghanistan

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For Stronger Heart, Workout with Gym Equipments

Working Out on Gym Equipments helps a person to keep the calorie away and keeps the Heart healthy and Cholesterol free. There are various types of Gym Equipments which can help you burn your extra calories and keep away your heart frm stress and cholesterol. You can choose Gym Equipments for yourself and plan a fitness regime. First you should take professional advice and your Doctor?s green signal to follow your work outs routine.

There are various types of Gym Equipments available in the market. They serve different purposes. Gym Equipments come as a part of Multi Gym, Home Gym and Commercial Gym etc. You can do a varied number of exercises using the Gym Equipments like aerobics, cardio vascular exercises, brisk walking, Spinning etc.

Aerobics is a form of gym exercise and is very useful in restoring the health of heart. A large number of people perform aerobics either at their homes or at classes where they can learn this form of workout. There are various types of DVDs available in the market through which any one can learn aerobics at home. Doctors also suggest their patients, who escaped a heart attack or are suffering from any other form of heart disease, to do gym exercises like Aerobics and Brisk Walking on Treadmill on a regular basis. Those who do not get time to hit the gym or cannot afford gym facilities can access to other options. A multi purpose Home Gym can also solve your problem of the lack of time and interest. You can exercise in your personal Gym at your free time.

Gym Equipment machines have flooded the market places with various options and well-known for being extremely effective. A large number of people are using these equipments so as to keep their heart in the best health conditions. The experts also suggest the first-time users of such machines to go through the great physical fitness articles to read on aerobics and other gym exercises. Proper learning of aerobics and cardio vascular exercises is important to get better results.

Apart from the aerobic Gym Equipment, one can also go for Domestic Bikes which is also very useful. The stationary bikes give you a chance to perform bicycling without actually hitting the roads and it will help you to burn more calories. It will also save your time without the fear of getting injured while actual cycling.

Cardio exercises help you to gain a better health and vitality. It also allows you to live a longer and fuller life. Having good gym equipment can make life easier, stress free and more enjoyable. A good gym workout can lead to lower body fat level; it simply means that you can be more fit and ready to do all your work by yourself.

There are many elements to a good gym workout the most important is work capacity. Work Capacity is essentially how much work you can do, and how hard/fast you can do it. The Cardio Exercises aim at improving your work capacity. Hence the Gym Equipments are highly effective and beneficial for all.

Article Tags : Gym Equipments, Gym Equipment

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How to manually update your GSM Galaxy Nexus to Android 4.0.4

Android 4.0.4 has started rolling out for the GSM/HSPA+ Samsung Galaxy Nexus (that's the international, non-Verizon version), as well as a couple of other devices. Not everyone's getting the automatic update right away, but fortunately we've got an easy method that'll allow you to manually update from the earlier version 4.0.2 to 4.0.4 with the minimum of fuss.

Note that this is for stock phones, and for people who want to update without really doing any real  hackery but don't mind a little command line work. Nothing we do here is permanent, other than the update itself. If you've already flashed CWM, then you probably already know what you're doing anyway. And with that ...

Thanks, cgrunner on XDA, for the OTA location

read more

Source: http://feedproxy.google.com/~r/androidcentral/~3/Ukciqfje71U/story01.htm

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Online Dating Good or Bad? | Relationships

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http://ebooks-available.com/relationships/online-dating-good-or-bad/

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Ben Flajnik and Courtney Robertson NOT Moving in Together ... Yet

The Bachelor's Ben Flajnik and Courtney Robertson are now a happy and engaged couple, but that doesn't mean cohabitation is in effect. At least not yet.

Us Weekly (who broke the story of Ben kissing random girls, and who Flajnik calls "shady") recently reported that he and Court were shacking up already.

We thought that was probably too soon. Turns it so did they.

A source tells E! News that Robertson "hasn't moved in, but they are spending more time together. She is gradually moving some stuff into his apartment."

"Still, they are content taking it slow at the moment."

Probably for the best. Love 'em or loathe 'em, the two have been through a lot, and need time to figure out if this is even going to work as a relationship.

"She is now back at her L.A. home and they are planning to see each other again next week," the source adds of L.A.-based model Courtney Robertson.

"They are getting along really well, but she's not willing to give up her L.A. home yet."

"It might be soon, though, but they want to just see how it goes and get used to settling into real life and spending a lot of time together first."

Fair. What do you think: Will this thing last?

Source: http://www.thehollywoodgossip.com/2012/03/ben-flajnik-and-courtney-robertson-not-moving-in-together-yet/

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Advance Payment for Your Structured Settlement | Light Aura

Wednesday 28 March 2012 - Filed under Uncategorized

As we know that structured settlement is a financial or insurance agreement. This agreement is as a resolution a personal injury or to compromising its payment responsibility for people or workers. Usually this settlement is paid monthly. Some time it is quite hard for those who need the money in advance. For this reason, they tend to sell their settlement to other financial institution.

For those who are willing to sell their structured settlement, JG Wentworth is the right place to go. They fully understand that it will be so much hard for you who need fast money but need to wait the settlement to be paid. For this reason, they are willing to take over you settlement in replace it with money in advance for your urgent need. Their professional staff will be ready to help you for any information that you need regarding the settlement that you possess.

Using this service, you can achieve financial freedom for your life. It means that you can receive your rights right away without the need of waiting the period of payment. Call now and get the best deal for your settlement. Get the money that you need for your purchase without waiting for any longer.

2012-03-28 ??? admin

Source: http://www.lightaura.com/2012/03/advance-payment-for-your-structured-settlement.html

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Judy Garland?s former home hits the market

LA Times heiress Stephanie Booth Murray has put the newly renovated 5-bed, 7-bath former home of American sweetheart Judy Garland back on the market. Set on 2.58 acres in Bel Air, California, the home was originally built in 1938 by the defining local architect Wallace Neff. Murray?s redo has updated the home from those days [...]

Source: http://www.celebritymound.com/judy-garlands-former-home-hits-the-market/?utm_source=rss&utm_medium=rss&utm_campaign=judy-garlands-former-home-hits-the-market

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Supreme Court lets stand ruling that sides with transgender inmates

A Wisconsin law barring state funding for hormone treatments or sex-change operations for transgender prisoners was struck down, a ruling upheld on appeal. The Supreme Court declined the case.?

The US Supreme Court declined Monday to take up a case examining whether transgender prison inmates enjoy a constitutional right to government-funded sex change operations and hormone therapy.

Skip to next paragraph

The action leaves undisturbed a federal appeals court decision siding with transgender inmates in Wisconsin.??

Concerned about the use of state funding for ongoing hormone treatments that help certain male inmates look more female, lawmakers in Wisconsin passed the Inmate Sex Change Prevention Act. The law barred the use of any state funds for hormone treatments and/or sexual reassignment surgery.

Three Wisconsin inmates filed a class-action lawsuit. After a trial a federal judge struck down the 2006 law as a violation of the Eighth Amendment?s ban on cruel and unusual punishment. A panel of the Chicago-based Seventh US Circuit Court of Appeals agreed.

The appeals court noted that the Eighth Amendment requires state governments to provide medically-necessary treatment to inmates in their prison populations.

Prior to passage of the Inmate Sex Change Prevention Act, medical personnel in the Wisconsin prison system had determined that hormone therapy was medically necessary for the three inmates. As a consequence of the new law, this treatment was discontinued.

The appeals court did not rule that prison officials are required to provide hormone therapy or sex change operations, only that such treatments must be available to inmates if the prison?s own medical personnel determine they are medically necessary.

?Surely, had the Wisconsin legislature passed a law that [Department of Corrections] inmates with cancer must be treated only with therapy and pain killers, this court would have no trouble concluding that the law was unconstitutional,? the Seventh Circuit said. ?Refusing to provide effective treatment for a serious medical condition serves no valid penological purpose and amounts to torture,? the appeals court said.

Prison officials had expressed concern that providing hormone treatments that would help certain inmates in an all-male prison appear physically more like a woman might make that inmate a more likely target for sexual assault in prison. Men who receive female hormone treatments develop breasts and experience a redistribution of body fat.

The appeals court dismissed that concern, noting that transgender inmates already face a substantial risk of such assaults.

In her brief to the court, Assistant Wisconsin Attorney General Jody Schmelzer had asked the high court to determine whether the Eighth Amendment requires state prisons to treat ?gender identity disorder? (GID) with hormone therapy.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/fRgGP_PnC5Y/Supreme-Court-lets-stand-ruling-that-sides-with-transgender-inmates

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Rio+20 must radically rethink innovation

Public release date: 27-Mar-2012
[ | E-mail | Share ]

Contact: Julia Day
j.day@ids.ac.uk
44-079-742-09148
Institute of Development Studies

New sustainable development goals must involve grassroots initiatives

A radical new approach to innovation is urgently needed to ensure a fair and green economy and avoid reversing progress made on global poverty reduction, according to leading scientists.

Ahead of the United Nations Conference on Sustainable Development, or Rio+20, the ESRC STEPS Centre calls on negotiators to rethink the way science and innovation can contribute to the Sustainable Development Goals (SDGs) that are likely to emerge from Rio.

Rio+20 is a golden opportunity to enhance the role that science, technology and innovation of many kinds can play in building an environmentally sustainable and socially just green economy at a global level.

"The stakes are too high at Rio+20 for a business-as-usual approach," said Professor Melissa Leach, director of the STEPS Centre. "We are pushing up against planetary boundaries that are near, or already past, breaking point. Science, technology and innovation can help avert catastrophic developmental and environmental damage. But only if we move beyond outdated notions of whose innovation counts, to recognise the vital role different forms of innovation can play."

"We would like to see Rio+20 provide a global framework supporting different forms of innovation that address sustainable development challenges at local, national and global levels. Beyond setting targets, this is about enabling the grassroots and enhancing innovation capabilities for the longer-term" added Dr. Adrian Ely, STEPS Centre head of impact and engagement.

The STEPS Centre has drawn up a set of recommendations for ways in which Rio+20 could pay attention not just to the 20-lane innovation 'superhighways' carved out by high-tech and well-financed industries, but to the bush-paths and mountain-trails of grassroots innovation trodden by less high-profile users, workers, consumers, citizens, activists, farmers and small businesses.

Recommendations submitted to the zero draft of the Rio+20 outcome document cover five areas for action: agenda setting; funding; capacity building; organising; and monitoring, evaluation and accountability. Recommendations include:

• UNEP/ the proposed new specialized agency on environment adopting the assessment, promotion and co-ordination of innovation for sustainable development as part of its mandate
• Transparent corporate reporting on R&D investments which focuses on poverty alleviation, social justice and environmental sustainability

Our vision is a world where science and technology work more directly for social justice, poverty alleviation and the environment. What this means for particular contexts, places and people will be enormously varied as will be the means to achieve it. Nevertheless, we believe our recommendations can catalyse and provoke specific concrete actions to help achieve this vision.

###

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[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Public release date: 27-Mar-2012
[ | E-mail | Share ]

Contact: Julia Day
j.day@ids.ac.uk
44-079-742-09148
Institute of Development Studies

New sustainable development goals must involve grassroots initiatives

A radical new approach to innovation is urgently needed to ensure a fair and green economy and avoid reversing progress made on global poverty reduction, according to leading scientists.

Ahead of the United Nations Conference on Sustainable Development, or Rio+20, the ESRC STEPS Centre calls on negotiators to rethink the way science and innovation can contribute to the Sustainable Development Goals (SDGs) that are likely to emerge from Rio.

Rio+20 is a golden opportunity to enhance the role that science, technology and innovation of many kinds can play in building an environmentally sustainable and socially just green economy at a global level.

"The stakes are too high at Rio+20 for a business-as-usual approach," said Professor Melissa Leach, director of the STEPS Centre. "We are pushing up against planetary boundaries that are near, or already past, breaking point. Science, technology and innovation can help avert catastrophic developmental and environmental damage. But only if we move beyond outdated notions of whose innovation counts, to recognise the vital role different forms of innovation can play."

"We would like to see Rio+20 provide a global framework supporting different forms of innovation that address sustainable development challenges at local, national and global levels. Beyond setting targets, this is about enabling the grassroots and enhancing innovation capabilities for the longer-term" added Dr. Adrian Ely, STEPS Centre head of impact and engagement.

The STEPS Centre has drawn up a set of recommendations for ways in which Rio+20 could pay attention not just to the 20-lane innovation 'superhighways' carved out by high-tech and well-financed industries, but to the bush-paths and mountain-trails of grassroots innovation trodden by less high-profile users, workers, consumers, citizens, activists, farmers and small businesses.

Recommendations submitted to the zero draft of the Rio+20 outcome document cover five areas for action: agenda setting; funding; capacity building; organising; and monitoring, evaluation and accountability. Recommendations include:

• UNEP/ the proposed new specialized agency on environment adopting the assessment, promotion and co-ordination of innovation for sustainable development as part of its mandate
• Transparent corporate reporting on R&D investments which focuses on poverty alleviation, social justice and environmental sustainability

Our vision is a world where science and technology work more directly for social justice, poverty alleviation and the environment. What this means for particular contexts, places and people will be enormously varied as will be the means to achieve it. Nevertheless, we believe our recommendations can catalyse and provoke specific concrete actions to help achieve this vision.

###

---

[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Source: http://www.eurekalert.org/pub_releases/2012-03/iods-rmr032712.php

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