Generally speaking, what?s the cheapest auto insurance you could get?
You can compare quotes from different companies for free at: Usa insurance quotes
self insurance, is THE CHEAPEST ? but like a lot of the gurus on this site have said in the past (myself included), cheapest is not always BEST.
Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.
The best thing to do is call a LOCAL independent agent. Don?t go across town, or to some other city ? look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.
In my agency, we have companies that do NOT run a credit score and welcome drivers with ?less than perfect? driving records and specialize in youthful operators!
Most of the replies on this site say ?go to this on-line carrier or that on-line carrier or that 1-800 number? but I?m sure that when you do, you will find some impersonal computer user with a script to work from and you won?t be able to talk with the same person every time you have a problem!
Good luck, drive RESPONSIBLY and I hope this helps
I can?t add a thing to what insurance man already said. Give him the 10 points. He?s 100% correct.
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